IMPORTANT NOTICE
  • All MCB Branches are open for business from 9.00am to 3.00pm to serve you with counter transactions. We encourage you to use our digital banking channels for 24/7 fast & convenient banking services.  ----  
 
 
 
MCB Bank, Sri Lanka
Online Banking
Personal Corporate

For further assistance please contact us on +94 115 000 622

 

Online Banking Notice

Dear Virtual Banking User,

If you receive an email or message asking you for personal or financial details, please do not respond or disclose any information. Common Information asked in such cases may include Password, First Name, Last Name, ATM PIN and Email Address. You are requested not to click on any link in any such message/email received.

PLEASE NOTE:

MCB Bank will never blindly text or email you for your personal information. Any such text or email claiming to be from MCB Bank asking for personal information should be reported to our Customer Service.

For more information on Internet Security please contact our call center at (+94) 115 000 622 to speak to our customer service representatives.

Common Online Banking Fraud

Phishing Emails & False Websites

Phishing refers to cyber-criminals who attempt to gather sensitive personal information from consumers through emails and/or through imitations of legitimate websites.

These emails which often look very legitimate and nearly identical to what a real email from our bank would look like should neither be opened nor replied. It will often direct the recipient to click on a website to verify personal information or even respond to the email with the information.

Pop-Up Advertisements

Pop-ups appear in a separate browser window and, when clicked, can download harmful spyware or adware to your computer. While some make legitimate offers, many pop-ups are attempts to obtain your sensitive information.

Some General Security Tips for Internet Banking:

Our bank take numerous steps to keep the customer account information secure. However, customers must take precautions as well.

  • Always log into your MCB Virtual Banking Account by clicking the LOGIN link on www.mcb.com.lk.
  • Never cut and paste the link from any message or email into your Internet Browser – Phishers can make links look like they go to one place, but that actually sends you to a different website.
  • Regularly log into your online accounts to verify that your bank debit card statements and transactions are legitimate.
  • Be cautious about opening any attachments or downloading any files from e-mails, regardless of who sent them.
  • If you have any doubts about the validity of an email, contact the sender using a telephone number you know to be genuine.
  • Do not click any links from unverified websites or downloads from unverified pop-up messages.
  • If you have broad-band Internet access, such as cable modem or DSL, make sure that you have a firewall.
  • Avoid using public terminals (such as Internet cafes) for Internet banking.
  • Ensure that you have any updated anti-virus and spy ware program and perform regular system scans.
  • Choose a User ID and password that cannot be easily guessed and change these regularly.
  • Check for the padlock in the lower right of your browser window (it indicates a secure site). You can click on this padlock to verify the site "owners".
  • Never provide your password over the internet (by email) or over the telephone to anyone (including persons identifying themselves as bank officials).
  • Keep your personal contact information current and on file with the Bank, and within the personal settings in Online Banking.

Login to Online Banking

Online Banking Notice

Dear Virtual Banking User,

If you receive an email or message asking you for personal or financial details, please do not respond or disclose any information. Common Information asked in such cases may include Password, First Name, Last Name, ATM PIN and Email Address. You are requested not to click on any link in any such message/email received.

PLEASE NOTE:

MCB Bank will never blindly text or email you for your personal information. Any such text or email claiming to be from MCB Bank asking for personal information should be reported to our Customer Service.

For more information on Internet Security please contact our call center at (+94) 115 000 622 to speak to our customer service representatives.

Common Online Banking Fraud

Phishing Emails & False Websites

Phishing refers to cyber-criminals who attempt to gather sensitive personal information from consumers through emails and/or through imitations of legitimate websites.

These emails which often look very legitimate and nearly identical to what a real email from our bank would look like should neither be opened nor replied. It will often direct the recipient to click on a website to verify personal information or even respond to the email with the information.

Pop-Up Advertisements

Pop-ups appear in a separate browser window and, when clicked, can download harmful spyware or adware to your computer. While some make legitimate offers, many pop-ups are attempts to obtain your sensitive information.

Some General Security Tips for Internet Banking:

Our bank take numerous steps to keep the customer account information secure. However, customers must take precautions as well.

  • Always log into your MCB Virtual Banking Account by clicking the LOGIN link on www.mcb.com.lk.
  • Never cut and paste the link from any message or email into your Internet Browser – Phishers can make links look like they go to one place, but that actually sends you to a different website.
  • Regularly log into your online accounts to verify that your bank debit card statements and transactions are legitimate.
  • Be cautious about opening any attachments or downloading any files from e-mails, regardless of who sent them.
  • If you have any doubts about the validity of an email, contact the sender using a telephone number you know to be genuine.
  • Do not click any links from unverified websites or downloads from unverified pop-up messages.
  • If you have broad-band Internet access, such as cable modem or DSL, make sure that you have a firewall.
  • Avoid using public terminals (such as Internet cafes) for Internet banking.
  • Ensure that you have any updated anti-virus and spy ware program and perform regular system scans.
  • Choose a User ID and password that cannot be easily guessed and change these regularly.
  • Check for the padlock in the lower right of your browser window (it indicates a secure site). You can click on this padlock to verify the site "owners".
  • Never provide your password over the internet (by email) or over the telephone to anyone (including persons identifying themselves as bank officials).
  • Keep your personal contact information current and on file with the Bank, and within the personal settings in Online Banking.

Login to Online Banking

 
 
 
 
 
 
 
 

Interest Rates effective from June 1, 2022

Savings Deposits

Description Min Rate Max Rate
Up to 999 NIL Nil
1,000 - 499,999 3.50% 4.00%
500,000 and above 4.00% 4.50%

Minor Savings Deposits

Effective December 04, 2020

Description Min Rate Max Rate
0 to 999 Nil Nil
1,000.00 - 24,999.00 2.50% 3.00%
25,000.00 - 99,999.00 3.00% 3.50%
100,000 and above 4.00% 4.50%

Kidz Club Account

Effective December 04, 2020

Description Min Rate Max Rate
0 to 999 Nil Nil
Over 1,000 4.00% 4.50%

Call Deposits

Description Min Rate Max Rate
Call Deposits 5.00% 5.50%

Time Deposits

Description Min Rate Max Rate
1 Mnt 10.00% 10.50%
3 Mnts 12.00% 12.50%
6 Mnts 13.00% 13.50%
1 Year - Interest Payable Monthly 14.00%
(AER-14.93%)		 14.25%
(AER-15.22%)
1 Year - Interest Payable at Maturity 15.00%
(AER-15.00%)		 15.50%
(AER-15.50%)
2 Years - Interest Payable Monthly 13.75%
(AER-14.65%)		 14.25%
(AER-15.22%)
2 Years - Interest Payable at Maturity 16.00%
(AER-14.89%)		 16.50%
(AER-15.33%)
3 Years - Interest Payable Monthly 13.25%
(AER-14.09%)		 13.50%
(AER-14.37%)
3 Years - Interest Payable at Maturity 16.50%
(AER-14.34%)		 16.75%
(AER-14.53%)
4 Years - Interest Payable Monthly 12.50%
(AER-13.24%)		 12.75%
(AER-13.52%)
4 Years - Interest Payable at Maturity 16.50%
(AER-13.51%)		 16.75%
(AER-13.68%)

FCY Savings

Description Min Rate Max Rate
US Dollar 0.50% 0.75%
Sterling Pound 1.00% 2.00%
Euro 1.00% 2.00%
Australian Dollar 0.0% 0.0%
Singapore Dollar 0.50% 1.00%
Japanese Yen 0.13% 0.63%
Hong Kong Dollar 0.50% 1.00%

FCY Term Deposits - 1 Month

Description Min Rate Max Rate
USD 0.75% 
(AER-0.75%)		 1.00% 
(AER-1.00%)
GBP 1.00%
(AER-1.00%)		 2.00%
(AER-2.02%)
EUR 1.00%
(AER-1.00%)		 2.00%
(AER-2.02%)

FCY Term Deposits - 3 Months

Description Min Rate Max Rate
USD 1.00%
(AER-1.00%)		 1.25%
(AER-1.26%)
GBP 1.00%
(AER-1.00%)		 2.00%
(AER-2.02%)
EUR 1.00%
(AER-1.00%)		 2.00%
(AER-2.02%)

FCY Term Deposits - 6 Months

Description Min Rate Max Rate
USD 1.25%
(AER-1.26%)		 1.50%
(AER-1.51%)
GBP 1.50%
(AER-1.51%)		 2.50%
(AER-2.52%)
EUR 1.50%
(AER-1.51%)		 2.50%
(AER-2.52%)

FCY Term Deposits - 1 Year

Description Min Rate Max Rate
USD 1.50%
(AER-1.50%)		 1.75%
(AER-1.75%)
GBP 1.50%
(AER-1.50%)		 2.50%
(AER-2.50%)
EUR 1.50%
(AER-1.50%)		 2.50%
(AER-2.50%)

Interest Rates on Advances

Description Min Rate Max Rate
Export Bill Finance - Rupee Facilities 9.51% 10.01%
Import Bill Finance - Rupee Facilities 7.01% 12.01%
Lease Finance 12.00% 18.00%
Lending to small & Medium Scale Industries (SMEs) 7.50% 16.40%
US Dollar Loans to Exporters 3.65% 6.23%
Personal Loans 12.00% 17.75%
Car4U - -
Home Loan (Exsisting Facilities only) --

Overdrafts

Description Min Rate Max Rate
Permanent 5.51% 13.00%
Temporary 24.00% 24.00%

Penal Rate on Over Dues

Description Min Rate Max Rate
Penal Rate on Over Dues 2.00% 2.00%

Note - Interest Rates are subject to change without prior notice. Please call us on our hotline to find the latest interest rates applicable.

 
MCB Bank Sri Lanka
No. 8, Leyden Bastian Road, Colombo 01.
+94 115 000 622
+94 115 222 261
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