Interest Rates effective from January 01, 2024
| Description | Min Rate | Max Rate |
|---|---|---|
| Up to 999 | NIL | NIL |
| 1,000 - 499,999 | 3.50% | 4.25% |
| 500,000 and above | 9.5% | 9.75% |
| Description | Min Rate | Max Rate |
|---|---|---|
| Up to 999 | NIL | NIL |
| 1,000 - 24,999 | 2.50% | 3.00% |
| 25,000 - 99,999 | 3.00% | 3.50% |
| 100,000 - 499,999 | 4.00% | 4.50% |
| 500,000 and above | 5.00% | 5.50% |
| Description | Min Rate | Max Rate |
|---|---|---|
| Up to 999 | NIL | NIL |
| Over 1,000 | 4.00% | 4.50% |
| Description | Min Rate | Max Rate |
|---|---|---|
| Call Deposits | 4.00% | 4.50% |
| Description | Min Rate | Max Rate |
|---|---|---|
| 1 Mnt | 8.00% (AER 8.30%) | 8.50% (AER 8.84%) |
| 3 Mnts | 11.50% (AER 12.01%) | 12.00% (AER 12.55%) |
| 6 Mnts | 10.50% (AER 10.78%) | 11.00% (AER 11.30%) |
| 1 Year - Interest Payable Monthly | 9.50% (AER 9.92%) | 9.80% (AER 10.25%) |
| 1 Year - Interest Payable at Maturity | 10.00% (AER 10.00%) | 10.50% (AER 10.50%) |
| 2 Years - Interest Payable Monthly | 9.40% (AER 9.82%) | 9.75% (AER 10.20%) |
| 2 Years - Interest Payable at Maturity | 10.50% (AER 10.00%) | 11.00% (AER 10.45%) |
| 3 Years - Interest Payable Monthly | 9.25% (AER 9.65%) | 9.75% (AER 10.20%) |
| 3 Years - Interest Payable at Maturity | 11.00% (AER 9.97%) | 11.50% (AER 10.38%) |
| 4 Years - Interest Payable Monthly | 9.00% (AER 9.38%) | 9.25% (AER 9.65%) |
| 4 Years - Interest Payable at Maturity | 11.00% (AER 9.54%) | 11.50% (AER 9.92%) |
| Description | Min Rate | Max Rate |
|---|---|---|
| US Dollar | 0.50% | 0.75% |
| Sterling Pound | 1.00% | 2.00% |
| Euro | 1.00% | 2.00% |
| Australian Dollar | 0.0% | 0.0% |
| Singapore Dollar | 0.50% | 1.00% |
| Japanese Yen | 0.13% | 0.63% |
| Hong Kong Dollar | 0.50% | 1.00% |
| Description | Min Rate | Max Rate |
|---|---|---|
| USD | 0.75% (AER-0.75%) | 1.00% (AER-1.00%) |
| GBP | 1.00% (AER-1.00%) | 2.00% (AER-2.02%) |
| EUR | 1.00% (AER-1.00%) | 2.00% (AER-2.02%) |
| Description | Min Rate | Max Rate |
|---|---|---|
| USD | 1.00% (AER-1.00%) | 1.25% (AER-1.26%) |
| GBP | 1.00% (AER-1.00%) | 2.00% (AER-2.02%) |
| EUR | 1.00% (AER-1.00%) | 2.00% (AER-2.02%) |
| Description | Min Rate | Max Rate |
|---|---|---|
| USD | 1.25% (AER-1.26%) | 1.50% (AER-1.51%) |
| GBP | 1.50% (AER-1.51%) | 2.50% (AER-2.52%) |
| EUR | 1.50% (AER-1.51%) | 2.50% (AER-2.52%) |
| Description | Min Rate | Max Rate |
|---|---|---|
| USD | 1.50% (AER-1.50%) | 1.75% (AER-1.75%) |
| GBP | 1.50% (AER-1.50%) | 2.50% (AER-2.50%) |
| EUR | 1.50% (AER-1.50%) | 2.50% (AER-2.50%) |
| Description | Min Rate | Max Rate |
|---|---|---|
| Export Bill Finance - Rupee Facilities | _ | _ |
| Import Bill Finance - Rupee Facilities | _ | _ |
| Lease Finance | _ | _ |
| Lending to small & Medium Scale Industries (SMEs) | _ | _ |
| US Dollar Loans to Exporters | _ | _ |
| Personal Loans | _ | _ |
| Car4U | _ | _ |
| Home Loan (Exsisting Facilities only) | _ | _ |
| Description | Min Rate | Max Rate |
|---|---|---|
| Permanent | _ | _ |
| Temporary | _ | _ |
| Description | Min Rate | Max Rate |
|---|---|---|
| Penal Rate on Over Dues | _ | _ |
Note - Interest Rates are subject to change without prior notice. Please call us on our hotline to find the latest interest rates applicable.
Note - Interest rates may vary between the given range (minimum/ maximum) and subject to thresholds specified for each product.
Note - For interest rates on advances/ facility products, please contact the bank.